Struggling With Credit? Start Here.
Whether you're building credit for the first time, recovering from a rough patch, or just need a little breathing room, we've rounded up trusted resources to help you move forward — at your own pace.
Rewards Sites & Freebies
4 offersPut a little extra cash in your pocket while you work on the bigger picture — no credit check required.
InboxDollars
Earn cash for reading emails, taking surveys, playing games, and shopping online.
Get OfferMyPoints
Earn points for shopping, surveys, and watching videos — redeem for gift cards or cash back.
Get OfferSwagbucks
Earn rewards for everyday activities like searching the web, shopping, and watching videos.
Get OfferPrizeBear
Enter free sweepstakes and giveaways for a chance to win cash and prizes.
Get OfferCredit Scores
4 offersYou can't improve what you can't see. Start by checking where you actually stand.
Best FreeScore
Check your credit score and report from all three major credit bureaus in one place.
Get OfferSoFi Relay
Free credit score tracking plus tools to monitor your overall financial picture.
Get OfferTransUnion
Get your credit score and report straight from one of the three major bureaus.
Get OfferMortgage Refi
Compare mortgage refinance offers to see if you could lower your monthly payment.
Get OfferCredit Builders
6 offersTools designed specifically to help you build — or rebuild — a stronger credit history over time.
Instant Cash
Access short-term funds to help cover expenses while you work on your credit.
Get OfferEveryday Life Insurance
Affordable life insurance coverage options, with no medical exam required for many applicants.
Get OfferGrowCredit
Build credit history using a virtual card for subscriptions you're already paying for.
Get OfferSelf Credit Builder
Build credit with a credit-builder account, with the option to add a secured card.
Get OfferKovo Credit Builder
Build credit history with simple monthly payments reported to the major bureaus.
Get OfferChime No Fee Checking
A fee-free checking account with early direct deposit and no minimum balance.
Get OfferPersonal Loans & Cash Advance
5 offersOptions to help bridge a gap or consolidate expenses, even if your credit isn't perfect.
Starter Credit Cards
3 offersCredit cards designed to help you establish — or rebuild — a credit history.
Chime Visa
A credit-building Visa card option designed to work alongside your everyday spending.
Get OfferFortiva Mastercard
A credit card option built for consumers who are building or rebuilding their credit.
Get OfferImagine Visa
A credit card designed to help consumers establish or rebuild their credit history.
Get OfferGuides to Financial Freedom
3 offersExtra support and resources for getting your finances back on solid ground.